Smart Financial Tool

EMI and Prepayment Calculator

Check how prepayments can reduce your loan tenure and save lakhs in interest payments.

₹50.00 Lakh
₹1 Lakh₹10 Cr
10.5%
1%50%
15 Yrs
1 Yr30 Yrs

Simulate tenure reduction & interest savings

Monthly EMI
₹55,270

Principal + Interest

Interest Saved
₹0

With prepayment

⏱ Tenure Reduced
0 Months

Standard tenure

Comparison Breakdown

Parameter
Baseline
With Prepay
Difference
Base EMI
₹55,270
₹55,270
Unchanged
Total Interest
₹49,48,590
₹49,48,590
₹0
Prepayments Made
₹0
₹0
Extra Principal